In-house Lawyer, Products & Regulation

Who are Experian?

We unlock the power of data to create opportunities for consumers, businesses and society. At life’s big moments – from buying a home or car, to sending a child to university, to growing a business exponentially by connecting it with new customers – we empower consumers and our clients to manage their data with confidence so they can maximize every opportunity.

For more than 125 years, we’ve helped consumers and clients prosper, and economies and communities flourish – and we’re not done.

Our 17,800 people in 45 countries believe the possibilities for you, and our world, are growing. We’re investing in new technologies, talented people and innovation so we can help create a better tomorrow.

We are pleased to announce an exciting new career opportunity for an In-House Lawyer, specialised in Products & Regulation. The successful incumbent will act as a legal advisor to management and our business on legal and regulatory matters (mainly including open banking and FCA requirements). You'll be an integral part of the organisation; leading relationships between the legal team and the relevant designated Experian business unit.

So, what will you be tasked with?

Providing Core Legal Advice

• Provide clear legal advice and insight on open banking and FCA regulatory matters as needed by Experian to launch or update products at pace and within risk appetite through providing challenge and support to the first line of defence, compliance team and, as appropriate, other teams within Experian.
• Monitor the regulatory directions and actions of the FCA and relevant legislatures.
• Collaborate with legal and compliance colleagues to find ways to empower the first line of defence to get compliant products into client's hands at pace.

Associated Legal Advice 

• Identify and provide preliminary advice on associated legal issues (including, for example, privacy, Brexit, competition law issues, intellectual property, discrimination & fairness, risks of legal proceedings).
• Demonstrate strategic or specialist knowledge reasons, to obtain external legal advice (through a competitive fee challenge approach where appropriate)

Business Relationship Management 

• Act as the primary relationship contact between the legal team and a designated business unit
• Seek to understand the strategic direction, needs and priorities of that business unit and join forces with them
• Support the business unit understand its legal and regulatory obligations and help those feed into its strategic direction
• Share and capture knowledge about the business unit for the benefit of the whole legal team
• Take accountability for overseeing and tracking the work across the legal team for that business unit – escalating and influencing as necessary
• Collaborate with colleagues across the team, business unit and wider Experian to help ensure that desired outcomes get delivered

Governance and Control

• Adhere to all regulatory requirements within role responsibility and escalate issues quickly
• Pro-actively identify risks and make recommendation to mitigate these
•  Understand and adhere to specific regulatory obligations and company policies and procedures.

Could this be the role for you? Here's what we're ideally looking for:

Qualifications

Applicants must be a Solicitor, barrister or chartered legal executive (in England & Wales, Northern Ireland or Scotland), qualified as a lawyer in a member state of the European Union or qualified as a lawyer in another common-law jurisdiction.

Technical

• At least 5 years post-qualification experience of advising on regulated products
• Demonstrated experience of aspects of payment services regulation (PSD, PSD2) including account information services
• Some experience of 'emoney' regulations and an understanding of AML requirements
• GDPR and UK Data Protection Act 2018 advantageous; must demonstrate a commitment to the use of IT and automated systems to assist in the delivery of legal services, and an understanding of the importance of knowledge management

Experience

• Experience of working as an in-house lawyer highly desirable in a "business partnering" manner 
• Experience of working in a business regulated by the Financial Conduct Authority highly desirable

Why choose us?

Our colleagues’ health and wellbeing is a top priority for us, that’s why our reward, benefits and wellbeing programmes are designed so you can come to work feeling your very best self. Our benefits focus on health, money and lifestyle so you can tailor your benefits to your own personal needs. Whether it’s your physical and mental wellness, getting to work or planning for the future, we have a range of flexible options to have you covered!

At Experian we are committed to building an inclusive culture and to creating an environment where people can balance successful careers with their commitments and interests outside of work. We care about work that works, whether that’s about where you work or adjusting your hours to fit better with your life. Our flexible working practices, including our hybrid working model where employees can split their working time between the office and their home, support our belief that this balance brings long-lasting benefits for our business as well as our people. So that you can love where you work please discuss what works for you with your recruiter during the hiring process.

Who are Experian?

We unlock the power of data to create opportunities for consumers, businesses and society. At life’s big moments – from buying a home or car, to sending a child to university, to growing a business exponentially by connecting it with new customers – we empower consumers and our clients to manage their data with confidence so they can maximize every opportunity.

For more than 125 years, we’ve helped consumers and clients prosper, and economies and communities flourish – and we’re not done.

Our 17,800 people in 45 countries believe the possibilities for you, and our world, are growing. We’re investing in new technologies, talented people and innovation so we can help create a better tomorrow.

Could this be the role for you? Apply now to start your journey with Experian.

To learn more about our culture and what it’s really like to work here, check out our interactive guide here: https://view.pagetiger.com/experianguideforcandidates/1