Residential Loan Officer

This position is posted for a client of VMG.  Please do not contact VMG about this role.  No agencies please.  

The Residential Loan Officer is under the general supervision of the CLO. In conformance with established policies and operation procedures, this position performs a wide variety of sales and administrative duties in support of the Residential Lending Department.

Duties

• Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines.
• Meets with Prospects identified directly as well as referred by other external and internal referral sources.
• Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs
• Guides Customers through the mortgage application process. Explains information required and other aspects of the loan process to Customers.
• Manages Customers’ expectations regarding processing times and closing dates.
• Generates referrals for mortgage sales opportunities and sales of other Company business line products.
• Develops plan to achieve sales goals with assistance from sales management.
• Ensures applications are completed accurately and contain required information.

Qualifications

• Minimum of 5 years progressively responsible experience in mortgage origination and related functions.
• Proven Sales ability.
• Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines.
• Maintains the highest level of sales ability and negotiation skills.
• Self‐directed, ability to plan own activities to achieve sales goals.
• Strong time management skills.
• Excellent communication skills, both verbal and written.

All your information will be kept confidential according to EEO guidelines.